Uhlelo lwe-POS lubhekisela ekuhlanganisweni kwehadiwe nesofthiwe edingekayo ukuze kwamukelwe futhi kusetshenzwe izinhlobo ezahlukene zokukhokha kwedijithali.Izingxenyekazi zekhompuyutha zihlanganisa umshini wokwamukela amakhadi, futhi isofthiwe iphatha izindlela zokukhokha ezisele, ukucutshungulwa kanye nezinye izinsiza ze-value-added.
Amatheminali e-POS kancane kancane abe umnyombo wemisebenzi yebhizinisi, ikakhulukazi kubathengisi.Itheminali yokuqala ye-POS eyake yethulwa isetshenziselwa ukwamukela izinkokhelo zekhadi kuphela.Ngokuhamba kwesikhathi, amadivayisi e-POS aye athuthukiswa ngokwengeziwe ukuze avumele ezinye izindlela zokukhokha ngaphandle kokuthinta, njengezikhwama zeselula.Namuhla, intuthuko yezobuchwepheshe isinikeze i-ePOS, isofthiwe yokwamukela inkokhelo esebenza kuma-smartphone angasetshenziswa ukwamukela inani elilinganiselwe lezinkokhelo zedijithali ngaphandle komshini wekhadi lesikweletu.
Namuhla, izinhlelo zesimanje ze-POS ziza ngezinhlobo nosayizi abahlukahlukene, futhi zingamukela zonke izinhlobo zokukhokha, okuhlanganisa:
Idatha edingekayo ngomsebenzi idluliselwa ngendlela ebethelwe ngamaza omsakazo, futhi ukuxhumana kuyasungulwa ukuze kwenziwe umsebenzi usheshe futhi uphephe.Lokhu kuqeda isidingo sokuswayipha noma ukufaka ikhadi noma ukunikeza umthengisi ikhadi.
Amatheminali e-POS afika ngezimo nosayizi abahlukahlukene, futhi anganikeza zonke izinhlobo zamabhizinisi ikhono lokwamukela izinkokhelo.Amadivayisi we-POS asukela kumadivayisi amancane, asesitayeleni nalula amukela amakhadi kuye kuhlu olugcwele lwe-Android smart POS.Uhlelo ngalunye lwedijithali lwe-POS lunemisebenzi ethile izinkampani ezingayisebenzisa ngokuya ngamacala azo okusebenzisa.Lokhu kubandakanya:
Itheminali ye-GPRS POS ingenye yezinhlobo ze-POS ezindala kakhulu.Ekuqaleni, kwakuyidivayisi enezintambo eyayisebenza ngokuxhuma kulayini ojwayelekile wocingo.Namuhla, isebenzisa iSIM khadi ye-GPRS ukuze ixhume idatha.
I-GPRS POS inkulu futhi ayikwazi ukunikeza inkululeko yokuhamba.Ngakho-ke, kunesidingo sedivaysi ye-POS enesitayela futhi elula engaphathwa nawe.
Njengoba ingcindezi yokuhlangenwe nakho kwekhasimende ikhula, siyanda nesidingo sokuthola inkokhelo engenazihibe nephelele, yingakho i-Android POS yaba khona.
Abahlinzeki besevisi yokukhokha bazama ukuthola izixazululo ezintsha zezindleko eziphansi zabathengisi bezitini nodaka ukuze bavumele izinkokhelo zamukelwe ngaphandle kwezindleko zemishini.Ngalokhu, amadivaysi e-POS asathuthuka abe yi-ePOS (i-POS ye-elekthronikhi).
Njengoba isidingo sengxenye yemakethe ye-ePOS siqhubeka sikhula, ubuchwepheshe obufana ne-Pin on Glass, Phina ku-COTS (amadivayisi angekho eshalofini labathengi) kanye ne-Tap on Phone kuzothuthukisa kakhulu imboni yokukhokha.
Ukuze kuthuthukiswe ukusebenza kohlelo lwe-POS, abahlinzeki benkokhelo bahlinzeka ngezixazululo ezengeziwe ze-peripheral njengamasevisi.Lokhu kungaguqula amatheminali e-POS alula abe yizixazululo zokukhokha eziphelele.Lezi zenzelwe ukuthuthukisa ukusebenza kahle kwebhizinisi futhi zisebenze njengethuluzi elibalulekile lokungaphezu nje kokwamukela izinkokhelo.Lokhu kubandakanya:
Ake sibheke ezinye zezinzuzo ezibalulekile zezixazululo ze-POS zedijithali ezisiza ngokuqondile amabhizinisi nezinhlangano zikahulumeni.
Ukunikeza abathengi izindlela abazikhethayo zokukhokha kanye nekhono lokwamukela izinkokhelo noma nini, noma kuphi kungasiza abathengisi bathuthukise umuzwa wamakhasimende.
Izinqubo ezizenzakalelayo nezinhlelo ezixhumene zinganciphisa kakhulu ubunzima enqubweni yokukhokha.
Ngokudlula ulayini wokuphuma kanye nemisebenzi esheshayo, unganikeza amakhasimende umuzwa omuhle kakhulu.Isibonelo, kumakhasimende athenga kuphela into eyodwa noma ezimbili, izinketho zokuzikhokhela zinganikezwa.
Ngaphansi kwezimo zamanje, yonke inkampani idinga ukuthola inzuzo emqhudelwaneni ukuze igcine ukukhula.Umuzwa wephoyinti lokuthengisa ungenza noma uphule ukuthengisa.
I-POS yedijithali enenkundla yokukhokha esekelwa ubuchwepheshe inezinsiza ezihlanganisiwe zokwamukela izinkokhelo kanye nenani elingeziwe, okuvumela abathengisi ukuthi bagxile ebhizinisini labo eliyinhloko, ngaleyo ndlela kuqedwe ubunzima bokukhokha amaphuzu ahlukene kanye nolwazi oluhlobene nalo.
I-POS enamandla efanelana nezidingo zebhizinisi lakho izosiza ibhizinisi lakho ukuthi likhule ngokukunikeza amathuluzi owadingayo ukuze wandise ibhizinisi lakho.
Isixazululo se-POS yenkathi entsha siza nezinketho zokuhlanganisa.Okokusebenza noma isixazululo kuhlanganiswe nezinhlelo ezikhona ezingemuva: i-ERP, ukukhokha kanye nezinye izinhlelo zibe uhlelo oluxhumene.
Esikhundleni sokuqalisa inqubo yokubola yamasistimu ahlukene ezindleleni zokukhokha eziningi, yamukela zonke izinhlobo zokukhokha ngesixazululo esisodwa futhi ixhumeke kuseva eyodwa ekugcineni.
Lokhu kwenziwa kuwo wonke ama-touch points, okusho ukuthi inqubo yokukhokha esheshayo ingafinyelelwa kuyilapho kuhlinzeka ngomuzwa wokukhokha ongenazihibe.
Inqubo eyenziwa mathupha yokubamba izinkokhelo ayisebenzi kahle futhi inikeza izinketho ezinomkhawulo.Lokhu kungabangela ukubambezeleka ekucubungulweni kwenkokhelo nokubuyisana.
Amasistimu e-POS edijithali angasiza ukwenza imisebenzi ibe lula ngokucubungula inkokhelo esuka ekupheleni nokukhokha okuzenzakalelayo kwansuku zonke, ukubuyisana nokubika, kanye nokubika okuzenzakalelayo.
Lokhu kuthuthukisa ukusebenza kahle kukonke ngokususa amaphutha okwenziwa ngesandla kanye nokunciphisa isikhathi sokucubungula inkokhelo isiyonke.
Ngokusungulwa kobuchwepheshe obusha emkhakheni wokukhokha, amakhasimende amanje anezinketho eziningi zokukhokha.Izinketho zokukhokha zamakhasimende sezishintshile kakhulu zisuka kukheshi zaya ezindleleni zokukhokha zedijithali, njengamawalethi eselula, futhi manje nezindlela zokukhokha ngaphandle kokuthinta, njenge-UPI, QR, njll.
Ukusiza abathengisi bahlangabezane nokushintshayo okulindelwe yikhasimende, amasistimu e-POS edijithali ahlinzeka ngokunethezeka kokwamukela izindlela zokukhokha eziningi.
Izixazululo ze-POS ezidijithali ziyimpendulo yokwenza lula ezinye izinqubo zebhizinisi ezibalulekile ezihlobene nokukhokha nokwaneliseka kwamakhasimende.Kodwa-ke, lapho ukhetha inketho efanele, kufanele ukhumbule ezinye zalezi zici ezibalulekile:
Kunezinhlobo eziningi zemishini ye-POS yedijithali emakethe, futhi kufanele ukhethe elungile ngokuya ngezidingo zakho zokukhokha ezithile.
Isibonelo, ezinkampanini ezamukela izinkokhelo emnyango wamakhasimende azo, amadivaysi anesisindo esincane ayakhethwa.Idivayisi kufanele ibe mncane ngokwanele ukuze izisebenzi ezidilivayo zikwazi ukuyiphatha kalula futhi zikwazi ukusebenzisa idatha yeselula.Ngokufanayo, imishini ye-Android ehlakaniphile mihle emuzweni wokukhansela ulayini wesitolo, ngoba ungamukela izinkokhelo noma yikuphi.
Lapho ukhetha umshini we-POS wedijithali, kufanele uqinisekise ukuthi uthuthukiswa ngobuchwepheshe bamuva futhi wamukela zonke izinhlobo zokukhokha-idebhithi namakhadi esikweletu-amakhadi womugqa ozibuthe, amakhadi e-chip, i-UPI, amakhodi e-QR, njll.
Idatha yekhasimende ibaluleke kakhulu, futhi nokuqinisekisa ukuphepha kwalo kubaluleke ngokulinganayo.Ngakho-ke, kufanele uqinisekise ukuthi isistimu ye-POS yedijithali inomsebenzi wokubethela oqinile wedatha yokwenziwayo, futhi idivayisi kufanele ihambisane ne-PCI-DSS (Payment Card Industry Data Security Standard) kanye namazinga e-EMV.
Ukuxhumana kungenye into esemqoka okufanele icatshangelwe ukuze kuqinisekiswe ulwazi lwamakhasimende olusezingeni eliphezulu.
Amadivayisi we-POS edijithali anezinketho eziningi zokuxhuma nge-Bluetooth, i-Wi-Fi noma i-4G/3G angenza ukukhokha kube lula kakhulu futhi kusheshe.Idivayisi kufanele ikwazi ukusebenza ngaphandle komthungo endaweni yakho ethile.
Ngokwesiko, ngemva kokuqedwa kokuthengiselana, amarisidi ephepha kuphela angaphrintwa kumakhasimende.Ngaphezu komthelela wendawo, lokhu kwenza ukugcinwa kwamarekhodi kube yizindleko ezinkulu.Lapho ukhetha umshini olungile we-POS, ungakhetha umsebenzi wamarisidi wedijithali ophephile futhi okulula ukuwugcina.
Selokhu kwaqala ubhubhane lwe-Covid-19, kube nesidingo esikhulu samarisidi edijithali ngoba abantu sebeqalile ukugcina ukuqhelelana nomphakathi futhi bagweme ukuthintana ngqo ngangokunokwenzeka.
Ngaphambi kokukhetha umshini we-POS wedijithali, kufanele uqinisekise ukuthi wamukela amakhadi ahlukahlukene.Kuzoba yize ukuthenga umshini we-POS okuvimbela ukuthi wamukele izinkokhelo ezimbalwa zebhange kanye ne-inthanethi.
Ukuze unikeze amakhasimende ulwazi olungcono kakhulu lokukhokha, imishini ye-POS kufanele icubungule wonke amakhadi asebhange noma amakhadi enethiwekhi (njenge-Mastercard, i-Visa, i-American Express namakhadi e-RuPay).
Ukuhlinzeka amakhasimende ngezixazululo ezifinyeleleka kalula kubalulekile ezinkampanini ezinempahla enenani eliphezulu.
Kule nkathi yanamuhla, amadivayisi we-POS ahlomeke ngesixazululo sesitolimende sanyanga zonke (i-EMI) esivumela noma yikuphi ukuthengiselana ukuthi kuguqulelwe ku-EMI esheshayo ngamabhange, izaphulelo zomkhiqizo, nezinhlelo zenkampani yezezimali okungezona ezasebhange (i-NBFC).Ngale ndlela, amandla okuthenga amakhasimende angandiswa.
Amatheminali esimanje edijithali e-POS ahlakaniphe kakhulu futhi ahlinzeka ngolwazi lokukhokha oluhambisanayo olungahlangabezana nezidingo zezinhlangano ezahlukahlukene.Uhlelo olusha lwe-POS lwenkathi lungonga isikhathi esibalulekile namandla kuyilapho lunciphisa amaphutha.Ngamasevisi angeziwe asekelayo, isistimu ye-POS yedijithali iba namandla kakhulu futhi ivumela ukufinyelela okulula kudatha nemininingwane, ngaleyo ndlela isize ibhizinisi lakho likhule lilonke.
UByas Nambisan uyi-CEO ye-Ezetap, inkundla yokukhokha yomhlaba wonke.Ezikhundleni ezedlule, uNambisan usebenze njengomqondisi wezezimali we-Intel India, futhi wabamba izikhundla zobuholi e-Intel e-United States.Uneziqu ze-MBA azithola eTepper School of Business (Carnegie Mellon University) kanye ne-Master of Science in Mechanical Engineering ayithola eNyuvesi yaseMarquette.
U-Aman uyiPhini Lomhleli Oyinhloko wase-India Kwabeluleki Be-Forbes.Unesipiliyoni seminyaka engaphezu kweshumi esebenza nezinkampani zabezindaba nezokushicilela ukuze azisize zakhe okuqukethwe okuholwa ngochwepheshe futhi akhe amaqembu abahleli.KwaForbes Advisor, uzimisele ukusiza abafundi balungise imigomo yezezimali eyinkimbinkimbi futhi benze ingxenye yakhe ngolwazi lwezezimali lwaseNdiya.
Isikhathi sokuthumela: Sep-17-2021